LIBF Certificate in Retail and Digital Banking (CertRDB)

Banking

Intake Open - Register Today

I have an enquiry about this course

The retail banking sector is facing an unprecedented level of change from digital disruption, changing customer expectations, innovation, data usage and new ways to do banking. The Certificate in Retail and Digital Banking (CertRDB) has been designed to set a new independent standard in customer service excellence by providing front-line staff with the required knowledge of regulatory requirements, products, services and delivery channels to operate effectively in this fast-changing environment.

Objectives CertRDB has been specifically designed to assist banks in preparing their front-line staff to work within a transforming industry to achieve better informed outcomes for their business, their customers and themselves. This qualification aims to equip learners with essential knowledge of the financial services environment, regulatory requirements and the key principles of providing customer service excellence.

Assessment

You will be assessed across both units within this qualification. Each unit is assessed through a one hour multiple-choice examination. A total of 80 marks are available from both units, comprised as follows:

Unit One: The Delivery of Retail and Digital Banking: 50 standalone MCQs ·
Unit Two: Assessing Customer Needs and Providing Solutions: 30 MCQs connected to six case studies (five questions per case study).

The unit pass mark is 70%, and you must achieve the minimum pass mark in each unit. The structure of the assessment ensures that all aspects of the course content are subject to external examination.

Key content areas

  • New and emerging bank business models, retail products and services.
  • Changing customer expectations and behaviours and the implications for customer delivery channels.
  • Digital innovation in retail banking and how banks deliver products, sales, marketing and customer support through different channel experiences.
  • The impact of enabling technologies on bank processes (e.g. credit assessment, payments, money transmission).
  • The capture, analysis and use of customer data by banks.
  • Digital influences in financial services and the risk implications for banks.
  • How regulation and legislation affect financial services organisations and their customers.

Course Fee

Title: Certificate in Retail and Digital Banking (CertRDB) Fee
Registration and certification: Eur540
Resit: Eur225

 


Course Interest/Query Form

This is the start of a great journey!

For further clarifications, or if you are interested to join this course, please fill in the form and submit. We will get in touch with you at the soonest opportunity.

You may also be interested in

The Postgraduate Certificate in Bank Management & Technology is suitable for bankers and other financial services professionals who wish to improve their practical understanding of bank management and technology.

Designed for busy professionals, the course emphasises professional and vocational development, enhancing the understanding and application of those skills required in the 21st century banking and financial services. It is a ground-breaking new dual award qualification jointly awarded by a UK University and a Professional Body.

 The Award in Maltese Home Loan Finance is a qualification created to cater for the needs of the local financial services environment by upskilling professionals in this important area and satisfying a regulatory requirement. 

A unique and specialised qualification for aspiring senior managers in the financial services sector. Our Masters is designed in collaboration with key industry players, providing in-depth coverage of topics essential for a successful leadership career in today's fast-moving and competitive global banking and finance arena.

Upcoming Events

Sorry, there are no upcoming events at this moment - please check back soon!

Latest News

Published on Monday, 8th June 2026

Annual ceremony recognises student achievement and highlights the importance of continuous learning and professional development within Malta’s evolving financial services sector.

Let's keep in touch

Stay updated with our latest news, course announcements and events. We take your privacy seriously and promise not to share your email with any third parties.

          IFS Malta is licensed to deliver and award further and higher education programmes by the Malta Further and Higher Education Authority (MFHEA) bearing license number 2013-FHI-017